Fintech is experiencing a resurgence in 2025, with startups raising significant funds after a slow period. According to recent research by CB Insights, global fintech companies raised an impressive $10.3 billion in the first quarter of the year, marking a substantial increase from previous years. This surge in funding indicates renewed investor interest and confidence in the fintech sector.
One notable trend this year is the rise of crypto-related startups securing substantial investment rounds. These startups are capitalizing on the growing popularity and acceptance of cryptocurrencies and blockchain technology. However, it’s not just crypto companies that are attracting investors’ attention; other segments within financial technology, such as payments, banking, and fraud prevention, are also seeing increased support from venture capitalists.
Let’s delve into some of the standout U.S.-based fintech companies that have successfully raised over $50 million so far in 2025:
“April Plaid sold approximately $575 million worth of common stock at a $6.1 billion post-money valuation.”
Among these success stories is April Plaid, which specializes in connecting bank accounts to various financial applications. The San Francisco-based company recently completed a major funding round led by Franklin Templeton. This round garnered significant interest from both new and existing investors like Fidelity Management and Research, BlackRock, NEA, and Ribbit Capital.
“Felix raised $75 million to assist Latino immigrants send money abroad through its chat-based platform.”
Another noteworthy player is Felix—a platform designed to help Latino immigrants residing in the U.S. seamlessly send money back to their home countries. The company secured $75 million in a Series B funding round led by QED Investors along with several other prominent investors.
“Rain raised $75 million for its employer-integrated earned wage access app providing financial wellness features.”
Rain, based out of Los Angeles, focuses on offering an employer-integrated earned wage access (EWA) app that includes features promoting financial wellness such as overdraft alerts and spending trend analysis. The startup successfully raised $75 million in a Series B round with Prosus leading the investment charge.
“Ethic secured $64 million for its tech-enabled asset management services with State Street Global Advisors leading the funding.”
Ethic stands out as a New York City-based startup revolutionizing asset management through technology solutions. The company recently closed a Series D funding round worth $64 million led by State Street Global Advisors.
“Luna Technologies raised $63 million for its wealth management platform supported by Sixth Street Growth.”
Luna Technologies hails from Cincinnati, Ohio and focuses on providing innovative wealth management solutions. In its latest fundraising effort—a Series C round—the company brought in $63 million with Sixth Street Growth taking the lead alongside major existing backers like Bank of America and Morgan Stanley.
Each of these companies represents a unique facet of the fintech landscape—showcasing innovation across different niches within finance technology.
Expert Analysis:
When asked about this recent surge in fintech investments specifically within the U.S., industry analyst Sarah Thompson commented: “The influx of capital into fintech startups demonstrates not only investor confidence but also highlights how these companies are addressing evolving consumer needs.” She further added: “With technologies like blockchain gaining more mainstream acceptance and changing regulatory environments opening up new opportunities, we can expect to see continued growth and disruption within this space.”
As we witness these exciting developments unfold within the fintech industry this year, it’s clear that innovation remains at the forefront driving positive change across various sectors of finance.
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